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Most of USAA’s rates are comparable to large brick-and-mortar banks. This savings account for kids ages 13 to 18 pairs well with the Youth Spending account. The account has no monthly maintenance fee and comes with an ATM card. Children can make mobile check deposits and get text alerts about account balances. You can give your child limited access to USAA.com and choose whether or not they can transfer or deposit money. Some banks charge incoming wire transfer fees, which might be waived depending on the type of account held at the bank...
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